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| Without a Will your property may not pass to whom you expect ... 
 
                    • By making a Will you choose who winds up your affairs and
                    who benefits. 
 Members of the Society of Trust and Estate Practitioners (STEP) | 
            tel: 01442 891717 | Calls may be recorded for monitoring and
            training purposes 
            Authorised and regulated by the
            Solicitors Regulation Authority
            (No.69840)
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